{"id":2288,"date":"2024-10-17T19:00:52","date_gmt":"2024-10-17T17:00:52","guid":{"rendered":"https:\/\/migrosproddev.wpenginepowered.com\/?page_id=2288"},"modified":"2025-09-01T10:50:31","modified_gmt":"2025-09-01T08:50:31","slug":"elementor-2288","status":"publish","type":"page","link":"https:\/\/www.migros-versicherungen.ch\/fr\/protection-hypothecaire\/","title":{"rendered":"Protection hypoth\u00e9caire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2288\" class=\"elementor elementor-2288 elementor-2013\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9c0b8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9c0b8a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35e16ef\" data-id=\"35e16ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e956a elementor-widget elementor-widget-haushaltheadline-widget\" data-id=\"37e956a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltheadline-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"headline\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row flex flex-row flex-center\">\n\t\t\t\t\t<div class=\"col-md-12 col-lg-6\">\n\t\t\t\t\t\t<h1 class=\"headline-title\">Protection hypoth\u00e9caire Migros<\/h1>\n\t\t\t\t\t\t<h2 class=\"headline-sub-title\">Parce que vos proches vous tiennent \u00e0 c\u0153ur.<\/h2>\n\t\t\t\t\t\t<p>Pour beaucoup de gens, l\u2019acquisition d\u2019un logement en propri\u00e9t\u00e9 est le plus gros \u2013 et le plus bel \u2013 investissement de leur vie. Mais des impr\u00e9vus peuvent rapidement compromettre le financement. Prot\u00e9gez-vous, vous et vos proches, et assurez votre avenir. <\/p>\n\t\t\t\t\t\t<a href=\"https:\/\/www.migrosbank.ch\/fr\/personnes-privees\/prets-hypothecaires\/couverture-des-proprietaires-immobiliers.html\" class=\"button primary big\">Convenir d'un conseil aupr\u00e8s de la Banque Migros<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-12 col-lg-6 img-right hausratversicherung\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/Hypothekenschutz-quadratisch-scaled.jpg\" alt=\"\" title=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd9cdf9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd9cdf9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ee2c6c\" data-id=\"3ee2c6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69ed9d5 elementor-widget elementor-widget-haushaltimagewidthtext-widget\" data-id=\"69ed9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltimagewidthtext-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"worthwhile\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-lg-7 col-md-12\">\n\t\t\t\t\t\t<h2>Pourquoi une protection hypoth\u00e9caire est int\u00e9ressante<\/h2>\n\t\t\t\t\t\t<p>Un accident de travail ou une maladie grave entra\u00eenent une incapacit\u00e9 de travail permanente, voire, dans le pire des cas, le d\u00e9c\u00e8s. Outre les cons\u00e9quences \u00e9motionnelles, un tel \u00e9v\u00e9nement tragique engendre des changements financiers. La protection hypoth\u00e9caire Migros garantit le maintien du pr\u00eat hypoth\u00e9caire de la Banque Migros dans une telle situation.<\/p>\n\n<p>La protection hypoth\u00e9caire Migros vous soutient, vous et vos proches, en cas d\u2019incapacit\u00e9 de gain permanente ou de d\u00e9c\u00e8s suite \u00e0 un accident ou une maladie. De plus, elle all\u00e8ge le budget de votre m\u00e9nage en cas de perte d\u2019emploi ou d\u2019incapacit\u00e9 temporaire de travail due \u00e0 un accident ou une maladie.<\/p>\n\n<p>Vous n\u2019avez pas de pr\u00eat hypoth\u00e9caire \u00e0 la Banque Migros ou souhaitez un montant de couverture suppl\u00e9mentaire? Avec la Protection des personnes PLUS Migros, vous pouvez vous prot\u00e9ger int\u00e9gralement contre les risques financiers en cas d\u2019incapacit\u00e9 de gain ou de d\u00e9c\u00e8s.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-lg-5 col-md-12\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/schaden-beispiele.svg\" alt=\"Drei Symbole f\u00fcr m\u00f6gliche Sch\u00e4den\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b46f35a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b46f35a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c71ef5\" data-id=\"7c71ef5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e499c92 elementor-widget elementor-widget-comprehensiveprotection-widget\" data-id=\"e499c92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"comprehensiveprotection-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\n\t\t<section class=\"protection\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2 class=\"section-title\">Protection compl\u00e8te avec Migros Assurances<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"row\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/umberalla-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Protection<br>financi\u00e8re<\/h3>\n\t\t\t\t\t\t\t<p>Des co\u00fbts de logement imm\u00e9diatement r\u00e9duits<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/cash-payment-coins.png\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Renonciation \u00e0 la<br>r\u00e9siliation anticip\u00e9e<\/h3>\n\t\t\t\t\t\t\t<p>R\u00fcckzahlung der Hypothek ohne Kostenfolge<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/partner-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Flexibilit\u00e9<br>totale<\/h3>\n\t\t\t\t\t\t\t<p>Droit de r\u00e9siliation mensuel<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/cards-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Points<br>Cumulus<\/h3>\n\t\t\t\t\t\t\t<p>Chaque ann\u00e9e et automatiquement<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d242d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d242d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38b029f\" data-id=\"38b029f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41ddbd9 elementor-widget__width-inherit elementor-widget elementor-widget-haushaltperformance-widget\" data-id=\"41ddbd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltperformance-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t<section class=\"performance\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2 class=\"section-title\">Plus de prestations pour votre argent<\/h2>\n\t\t\t\t\t\t<p class=\"section-description\">Nos avantages en bref<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12 inner-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Amortissement de votre pr\u00eat hypoth\u00e9caire<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Un accident ou une maladie entra\u00eene une incapacit\u00e9 de gain permanente ou le d\u00e9c\u00e8s? Nous amortissons imm\u00e9diatement votre pr\u00eat hypoth\u00e9caire \u00e0 hauteur de la couverture d\u2019assurance. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Perte<br>d\u2019emploi<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Vous perdez votre emploi en raison d\u2019une r\u00e9organisation ou d\u2019une cessation d\u2019activit\u00e9? Nous vous versons jusqu\u2019\u00e0 2000 CHF par mois \u00e0 titre de soutien.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Maladie ou<br>accident<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Vous \u00eates temporairement en incapacit\u00e9 de travail \u00e0 la suite d\u2019un accident ou d\u2019une maladie? Nous vous versons jusqu\u2019\u00e0 2000 CHF par mois \u00e0 titre de soutien. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">R\u00e9siliable<br>chaque mois<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Nous croyons en nos produits, et c\u2019est pourquoi nous renon\u00e7ons \u00e0 de longs d\u00e9lais de r\u00e9siliation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Points Cumulus sur la prime<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Pour chaque franc de prime, vous recevez un point Cumulus en guise de remerciement.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d57e05 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d57e05\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bed467a\" data-id=\"bed467a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da12543 elementor-widget elementor-widget-pdfdocuments-widget\" data-id=\"da12543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pdfdocuments-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<section class=\"download\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2>T\u00e9l\u00e9charger<\/h2>\n\t\t\t\t\t\t<div class=\"items\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/factsheetandcoverage?language=personal-protection\/fr')\"><span>Aper\u00e7u de la couverture Protection hypoth\u00e9caire<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/avb?product=ppi&language=fr')\"><span>Conditions g\u00e9n\u00e9rales d\u2019assurance Protection hypoth\u00e9caire (CGA)<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/avb?product=personal-protection&language=fr')\"><span>Conditions g\u00e9n\u00e9rales d\u2019assurance Protection des personnes PLUS (CGA)<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<script>\n\t\t\t\tasync function downloadPDF(element, url) {\n\t\t\t\t\tlet res = await fetch(url);\n\t\t\t\t\tlet blob = await res.blob();\n\n\t\t\t\t\tconst blobUrl = window.URL.createObjectURL(\n\t\t\t\t\t\tblob\n\t\t\t\t\t);\n\n\t\t\t\t\tlet link = document.createElement('a');\n\t\t\t\t\tlink.href = blobUrl;\n\n\t\t\t\t\tconst filename = element.getElementsByTagName('span')[0].innerText;\n\t\t\t\t\tlink.setAttribute('download', filename + '.pdf');\n\t\t\t\t\tdocument.body.appendChild(link);\n\t\t\t\t\tlink.click();\n\t\t\t\t\tconsole.log(link);\n\t\t\t\t}\n\t\t\t<\/script>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Protection hypoth\u00e9caire Migros Parce que vos proches vous tiennent \u00e0 c\u0153ur. Pour beaucoup de gens, l\u2019acquisition d\u2019un logement en propri\u00e9t\u00e9 est le plus gros \u2013 et le plus bel \u2013 investissement de leur vie. Mais des impr\u00e9vus peuvent rapidement compromettre le financement. Prot\u00e9gez-vous, vous et vos proches, et assurez votre avenir. Convenir d&rsquo;un conseil aupr\u00e8s [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":14,"comment_status":"closed","ping_status":"closed","template":"page-templates\/no-elementor.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2288","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages\/2288","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/comments?post=2288"}],"version-history":[{"count":0,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages\/2288\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/media?parent=2288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}