{"id":2271,"date":"2024-10-17T18:54:11","date_gmt":"2024-10-17T16:54:11","guid":{"rendered":"https:\/\/migrosproddev.wpenginepowered.com\/?page_id=2271"},"modified":"2025-09-01T10:46:50","modified_gmt":"2025-09-01T08:46:50","slug":"elementor-2271","status":"publish","type":"page","link":"https:\/\/www.migros-versicherungen.ch\/fr\/assurance-batiment-et-construction\/","title":{"rendered":"Assurance b\u00e2timent et construction"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2271\" class=\"elementor elementor-2271 elementor-2014\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9c0b8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b9c0b8a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35e16ef\" data-id=\"35e16ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e956a elementor-widget elementor-widget-haushaltheadline-widget\" data-id=\"37e956a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltheadline-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"headline\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row flex flex-row flex-center\">\n\t\t\t\t\t<div class=\"col-md-12 col-lg-6\">\n\t\t\t\t\t\t<h1 class=\"headline-title\">Assurance b\u00e2timent<br>Migros<\/h1>\n\t\t\t\t\t\t<h2 class=\"headline-sub-title\">Parce que votre r\u00eave de logement ne doit pas voler en \u00e9clats.<\/h2>\n\t\t\t\t\t\t<p>Nach jahrelangem Sparen geniessen Sie die Erf\u00fcllung Ihres Wohntraums Apr\u00e8s des ann\u00e9es d\u2019\u00e9pargne, vous r\u00e9alisez enfin votre r\u00eave d\u2019accession \u00e0 la propri\u00e9t\u00e9. Mais des dommages impr\u00e9vus au b\u00e2timent et aux alentours peuvent rapidement co\u00fbter cher et \u00e9puiser vos r\u00e9serves. Prot\u00e9gez-vous, vous et vos biens pr\u00e9cieux, avec une couverture compl\u00e8te.<\/p>\n\t\t\t\t\t\t<a href=\"https:\/\/www.migrosbank.ch\/fr\/personnes-privees\/prets-hypothecaires\/couverture-des-proprietaires-immobiliers.html\" class=\"button primary big\">Prendre rendez-vous pour une consultation<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-12 col-lg-6 img-right hausratversicherung\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/Gebaeudeversicherung-quadratisch-scaled.jpg\" alt=\"\" title=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd9cdf9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd9cdf9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ee2c6c\" data-id=\"3ee2c6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69ed9d5 elementor-widget elementor-widget-haushaltimagewidthtext-widget\" data-id=\"69ed9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltimagewidthtext-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"worthwhile\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-lg-7 col-md-12\">\n\t\t\t\t\t\t<h2>Pourquoi une assurance b\u00e2timent est int\u00e9ressante<\/h2>\n\t\t\t\t\t\t<p>Une fuite d\u2019eau ou un chauffage qui tombe subitement en panne: de nombreux risques ne sont pas couverts par l\u2019assurance b\u00e2timent obligatoire. L\u2019assurance b\u00e2timent Migros garantit que vous ne deviez pas payer les frais occasionn\u00e9s.<\/p>\n\n<p>L\u2019assurance b\u00e2timent Migros \u00e9largit non seulement les prestations de l\u2019assurance b\u00e2timent obligatoire, mais vous prot\u00e8ge \u00e9galement contre de nombreux autres risques que vous courez en tant que propri\u00e9taire d\u2019un logement. Notre solution unique prot\u00e8ge votre b\u00e2timent et ses alentours, notamment en cas de d\u00e9g\u00e2ts d\u2019eau, de bris de vitre, de dommages aux installations techniques, de vol ou de tentative de vol, de tremblement de terre ou de dommages intentionnels. De plus, nous vous assistons avec un service d\u2019artisan et d\u2019ouverture de porte, et \u00e9liminons les nids de gu\u00eapes et d\u2019abeilles.<\/p>\n\n<p>Assurance construction : Vous pr\u00e9voyez une transformation ou une construction \u00e0 neuf? L\u2019assurance construction Migros vous permet de vous prot\u00e9ger int\u00e9gralement, vous et votre projet de construction.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-lg-5 col-md-12\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/schaden-beispiele.svg\" alt=\"Drei Symbole f\u00fcr m\u00f6gliche Sch\u00e4den\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b46f35a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b46f35a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c71ef5\" data-id=\"7c71ef5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e499c92 elementor-widget elementor-widget-comprehensiveprotection-widget\" data-id=\"e499c92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"comprehensiveprotection-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\n\t\t<section class=\"protection\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2 class=\"section-title\">Protection compl\u00e8te avec Migros Assurances<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"row\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/shopping-car-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Couverture<br>de la valeur \u00e0 neuf<\/h3>\n\t\t\t\t\t\t\t<p>Technique du b\u00e2timent assur\u00e9e \u00e0 sa valeur \u00e0 neuf pendant 5 ans<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/premium-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Services<\/h3>\n\t\t\t\t\t\t\t<p>Service complet 24h\/24 et 7j\/7<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/partner-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Flexibilit\u00e9 totale<\/h3>\n\t\t\t\t\t\t\t<p>Droit de r\u00e9siliation mensuel<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-3\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.migros-versicherungen.ch\/assets\/cards-icon.svg\" alt=\"\" \/>\n\t\t\t\t\t\t\t<h3>Points Cumulus<\/h3>\n\t\t\t\t\t\t\t<p>Chaque ann\u00e9e et automatiquement<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d242d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d242d9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38b029f\" data-id=\"38b029f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41ddbd9 elementor-widget__width-inherit elementor-widget elementor-widget-haushaltperformance-widget\" data-id=\"41ddbd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"haushaltperformance-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\n\t\t<section class=\"performance\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2 class=\"section-title\">Plus de prestations pour votre argent<\/h2>\n\t\t\t\t\t\t<p class=\"section-description\">Nos avantages en bref<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12 inner-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Technique du b\u00e2timent<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Le chauffage ou l\u2019installation photovolta\u00efque tombent subitement en panne? Ils sont remplac\u00e9s \u00e0 la valeur \u00e0 neuf pendant les 5 premi\u00e8res ann\u00e9es, puis \u00e0 leur valeur actuelle plus un suppl\u00e9ment de 20% de la valeur \u00e0 neuf.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Compl\u00e9ment \u00e0 l\u2019assurance cantonale<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Les dommages ne sont pas couverts par l\u2019assurance cantonale des b\u00e2timents? Nous assurons \u00e9galement les dommages caus\u00e9s par le feu et les \u00e9l\u00e9ments naturels.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Alentours du b\u00e2timent<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Une temp\u00eate endommage la piscine, un sanglier pi\u00e9tine le jardin ou la gr\u00eale s\u2019abat sur l\u2019abri \u00e0 v\u00e9los? Nous assurons \u00e9galement de nombreux \u00e9l\u00e9ments des alentours.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Tous risques<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Personne n\u2019est \u00e0 l\u2019abri d\u2019un impr\u00e9vu. C\u2019est pourquoi nous assurons les dommages \u00e0 la technique du b\u00e2timent, les actes de vandalisme ou les dommages caus\u00e9s par des invit\u00e9s ind\u00e9sirables tels que les martres, les insectes et les animaux sauvages.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Service d\u2019ouverture de porte<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Vous avez \u00e9gar\u00e9 vos cl\u00e9s et ne pouvez plus entrer? Nous organisons un artisan qui r\u00e9tablit l\u2019acc\u00e8s, et prenons les co\u00fbts en charge. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-4\">\n\t\t\t\t\t\t\t\t<div class=\"inner\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"box-title\">Sous-assurance<\/h3>\n\t\t\t\t\t\t\t\t\t<p>Vous avez oubli\u00e9 d\u2019ajuster la valeur d\u2019assurance apr\u00e8s la transformation? Pas de probl\u00e8me: nous renon\u00e7ons \u00e0 l\u2019imputation d\u2019une sous-assurance.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d57e05 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d57e05\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bed467a\" data-id=\"bed467a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da12543 elementor-widget elementor-widget-pdfdocuments-widget\" data-id=\"da12543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pdfdocuments-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<section class=\"download\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-12\">\n\t\t\t\t\t\t<h2>T\u00e9l\u00e9charger<\/h2>\n\t\t\t\t\t\t<div class=\"items\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/factsheetandcoverage?language=building-protection\/fr')\"><span>Aper\u00e7u de la couverture Assurance b\u00e2timent<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/avb?product=building-protection&language=fr')\"><span>Conditions d\u2019assurance Assurance b\u00e2timent (CA)<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/factsheetandcoverage?language=construction\/fr')\"><span>Aper\u00e7u de la couverture Assurance construction<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div automation-id=\"pdf_download_\" class=\"item\" onclick=\"downloadPDF(this, 'https:\/\/aresstaticapiprod.azurewebsites.net\/api\/tenants\/19\/documents\/avb?product=construction&language=fr')\"><span>Conditions g\u00e9n\u00e9rales Assurance construction (CGA)<\/span>.pdf<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<script>\n\t\t\t\tasync function downloadPDF(element, url) {\n\t\t\t\t\tlet res = await fetch(url);\n\t\t\t\t\tlet blob = await res.blob();\n\n\t\t\t\t\tconst blobUrl = window.URL.createObjectURL(\n\t\t\t\t\t\tblob\n\t\t\t\t\t);\n\n\t\t\t\t\tlet link = document.createElement('a');\n\t\t\t\t\tlink.href = blobUrl;\n\n\t\t\t\t\tconst filename = element.getElementsByTagName('span')[0].innerText;\n\t\t\t\t\tlink.setAttribute('download', filename + '.pdf');\n\t\t\t\t\tdocument.body.appendChild(link);\n\t\t\t\t\tlink.click();\n\t\t\t\t\tconsole.log(link);\n\t\t\t\t}\n\t\t\t<\/script>\n\t\t<\/section>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Assurance b\u00e2timentMigros Parce que votre r\u00eave de logement ne doit pas voler en \u00e9clats. Nach jahrelangem Sparen geniessen Sie die Erf\u00fcllung Ihres Wohntraums Apr\u00e8s des ann\u00e9es d\u2019\u00e9pargne, vous r\u00e9alisez enfin votre r\u00eave d\u2019accession \u00e0 la propri\u00e9t\u00e9. Mais des dommages impr\u00e9vus au b\u00e2timent et aux alentours peuvent rapidement co\u00fbter cher et \u00e9puiser vos r\u00e9serves. Prot\u00e9gez-vous, vous [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":18,"comment_status":"closed","ping_status":"closed","template":"page-templates\/no-elementor.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2271","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages\/2271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/comments?post=2271"}],"version-history":[{"count":0,"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/pages\/2271\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.migros-versicherungen.ch\/fr\/wp-json\/wp\/v2\/media?parent=2271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}